Is Ultimate Retirement Breakthrough A Scam?

In my search for Baby Boomer internet opportunities, I came across a website called Ultimate Retirement Breakthrough. Through a promotional video, I was introduced to Chris and Susan Beesley, a nice couple from the UK.

I watched the video that highlighted all of their travels around the world as they live a life that most of us would only dream about.

One question kept going through my mind as I watched the video…. Is this a scam?

What I Found

This is the 26-minute promotional video that I watched. You don’t have to watch the whole video but if you scan through it, you will see why I was questioning its legitimacy.

In the video, they offered to reveal their system for $49. In addition to that, they were going to throw in a free gift that is worth $197.

Okay, that sounds reasonable.

There was a push in the video to act right away because they said that the offer was for a limited time only. That heightened my scam radar so I looked through their website a bit more and read this:

Is Ultimate Retirement Breakthrough A Scam

Proceed With Caution


The Web page said the same thing as the video. They are creating the urgency to sign up right away. Now that doesn’t mean that it is a scam but it was making me a tad bit nervous to pay $49.

So back to a bit more research.

I found out that Ultimate Retirement Breakthrough is actually a funnel page of Chris and Susan’s that leads a visitor to MOBE.

My Online Business Education

MOBE (My Online Business Education) is owned by Matt Lloyd. MOBE is a business that teaches people how to earn money on the internet. The unfortunate thing is that the cost to the members gets incrementally higher as the member goes through the different mastermind levels.

The levels are :

  • Silver
  • Gold
  • Titanium
  • Platinum
  • Diamond


The cost for each level of personal coaching is as follows:

  • Silver – $2497
  • Gold – $5000
  • Titanium – $10,000
  • Platinum – $16,667
  • Diamond – $30,000

That’s A Lot Of Money

Here is a video where Matt Lloyd explains what MOBE is.

Okay, Still legitimate but the fact remains. It is too pricey.

After reviewing the MOBE video, I started to research what it would entail to just promote MOBE as an affiliate to earn some commission.

This is what I found:

For the opportunity to promote MOBE as an affiliate, it would cost a person $19.95 per month (After the initial $49 of course). This was surprising to me as what I have observed, most affiliate programs are free to join.


My Review

So after all that, here is my review on Ultimate Retirement Breakthrough (a funnel of MOBE)

  • Name: Ultimate Retirement Breakthrough
  • Website:
  • Price: $49 and then upsells ranging from $2497 to $30,000
  • Overall Rank: 80 out of 100
  • Owners: Chris and Susan Beesley
  • Verdict: Legitimate

Ultimate Retirement Breakthrough is not a scam. However, the upsell that happens once someone becomes a member is for the most part, way out of the financial reach for most people. This is why I have given Ultimate Retirement Breakthrough an overall rank of 80 out of 100.

I believe that Ultimate Retirement Breakthrough would be a good program for established affiliate marketers who have been in the business for a while and have some major disposable income.

There Is A Better Alternative

For something that is more reasonably priced, I would recommend Wealthy Affiliate instead of Ultimate Retirement Breakthrough. With Wealthy Affiliate, you can sign up as a free member and if you do decide to upgrade, you will not be paying thousands of dollars.

You can read my review of Wealthy Affiliate here.

A Question For You

Do you think that some internet marketing education businesses are out of the price range for most people? Let me know what your thoughts are in the comment section below.




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Ramona is an entrepreneur, blogger and affiliate marketer. She is also a proud member of the Baby Boomer Generation. When she is not blogging, you will find Ramona either gardening or quilting.

4 Replies to “Is Ultimate Retirement Breakthrough A Scam?”

  1. Hi Ramona!

    Great review! I really enjoyed the nice clean layout of it all. As I read it, I was thinking of my friend who is a Baby Boomer and was looking to make extra money on the side.

    I am sure that there are a lot of online opportunities out there but believe me…MOBE is not one of them.

    Interestingly enough, I went to a free MOBE event here in NY and they kept trying to convince the entire room to buy into their $997 program. If they acted that night, they would get the 3-day workshop for $497.

    The problem is that once you are done with the $497 workshop, they will sell you a $800+ 2 day workshop, when you are done with that, they will sell you their advance course for $3,000+ it just keeps going until you pay for the ultimate $30,000 course…

    That is ridiculous lol.

    Glad to read your take on it.

    1. Thank you for your insight Wilmer. The biggest problem with MOBE is that they try to get as much money out of people as they can. There is no guarantee that people will see results in their online business after the very expensive training.


  2. The fact the page leads to MOBE still brings up red flags for me. Paying $30000 for the highest upsell product is basically a down payment for a home worth $100000. Also, I have not heard many good things about MOBE from other online reviews that I have read. It seems similar to another product out there called digital altitude.

    1. Great Observation Jessie!

      Digital Altitude’s founder is Michael Force. He was one of the leaders of Empower Network – the same company that AWOL’s leader Kameron George had a falling out with.

      You can read my review on AWOL Academy by looking for it under my Review tab at the top of this page.

      Force was also one of the top leaders in My Top Tier Business (MTTB).

      The training materials in MTTB and Digital Altitude are exactly the same including the pictures they use. 

      The cost for training in Digital Altitude can go all the way up to $27,997

      These are the companies that care more about how much money they can get out of people rather than how many people they can help to become financially independent.

      On the flip side, there are some great online business training companies out there.

      One of the good companies is Wealthy Affiliate. They truly help people to succeed in online marketing and they don’t empty out your bank account in the process.

      Thanks for your comment!


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